Whether you are a legal divorce professional, or a divorcing homeowner, you need a knowledgeable lender who understands divorce mortgage planning. My training as a CDLP® helps me to have a different perspective and ultimately provide a better solution for both the professional divorce team and the divorcing homeowner while at the same time protecting their ability to obtain mortgage financing in the future.
Why do you need a Certified Divorce Lending Professional® (CDLP®)?
Divorce Mortgage Planning is a holistic approach to the process of evaluating mortgage options in the context of the overall financial objectives as they relate to divorcing situations. Working directly with and as a part of the divorce team, a CDLP® understands the intersection of divorce, financial and tax planning, real property, and mortgage planning. The role of the CDLP® is to help integrate the mortgage selected into the overall long and short-term financial and investment goals, to help minimize taxes, to minimize interest expense, and maximize cash flow.
About Ryan Speltz, CDLP™ CMA
Ryan Speltz is a Certified Divorce Lending Professional (CDLP®) in Pinellas County with over 8 years of experience in the mortgage industry. There are over 17,000 pieces of legislation against mortgage, and the divorce mortgage process can truly be a minefield for those trying to navigate it without a Divorce Mortgage Planner in their corner. Ryan and his team focus on all things divorce and continually stay up to date on all the mortgage guidelines surrounding divorce. As part of the divorce team, Ryan’s number one goal is to maintain the accrued value of the divorcing parties, and assist in providing a fair and equitable split of the family home and real estate assets.
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